PROTECT WHAT’S MOST
IMPORTANT TO YOU
Expert Mortgage & Protection Advice Across the UK
Peace of mind when you need it most.
Life is full of big decisions, choosing the right mortgage or protecting your family shouldn't be overwhelming. At A & R Protection Specialists, we're here to simplify the process and support you with advice you can trust.
Whether you're a first-time buyer, self-employed or simply planning ahead, our advisers take the time to understand what matters most to you.
We’re here to help
At A & R Protection Specialists, we work with a wide range of trusted insurance and mortgage providers to find solutions that match your unique needs. We handle all the research and paperwork so you don’t have to - applying on your behalf to save you time and hassle.
We proudly support clients across the UK and offer fully remote consultations, making it easy to fit everything around your schedule. Whether you're exploring cover for the first time or reviewing existing policies, our advisors are here to help you understand your options and make confident decisions for your future.
Ready to protect what’s most important to you?
Book a free appointment with one of our advisers today.
Our experienced advisors are here to guide you, every step of the way...
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![Family protection]()
LIFE INSURANCE
Financial protection that supports your loved ones if the worst happens. Giving you peace of mind that your family have a financial safety net to cover things like mortgages, debts or everyday expenses.
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![Critical illness]()
CRITICAL IILLNESS COVER
Provides a lump sum payout if you’re diagnosed with a serious illness like cancer, heart attack or stroke. Giving you financial freedom to focus on getting better.
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![Income protection]()
INCOME PROTECTION
Regular income replacement if you're unable to work due to illness or injury. This cover ensures you can still manage bills and lifestyle costs while you recover.
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![Life insurance]()
CHILDREN’S COVER
Extra protection that provides financial support if your child becomes seriously ill with illnesses such as cancer. This is available as an add-on to an adults critical illness policy.
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![Mortgage advice]()
MORTGAGE ADVICE
Tailored guidance to help you find the right mortgage, whether you're buying your first home, investing in property or selfemployed. We compare deals across lenders to match your financial needs and goals.
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![Fracture Cover]()
FRACTURE COVER
Lump sum payouts for specific bone fractures or joint dislocations, helping with immediate expenses like childcare, transport or time off work.
Why Choose A & R?
Advised Service
Recommend what’s best for individual needs
Wide Provider Panel
Real choice, not one-size-fits-all
Remote Appointments
Advice that fits around your life
No-Obligation Support
Explore your options with zero pressure
UK-Wide Expertise
Wherever you are, we’re ready to help
WHAT OUR CLIENTS SAY
Got a Question? Let's Talk
Whether you're unsure about what cover you need or just want a second opinion—we're here to help.